credit history

noun

: a record of having borrowed and repaid money in the past
It's hard to buy a car if you don't have any credit history.

Examples of credit history in a Sentence

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Some hadn’t found a new job yet, and had no credit history or money for two months’ down payment and a security deposit. Robert McCoppin, Chicago Tribune, 28 Aug. 2026 Strengthen your credit Your credit history is one of the primary factors private lenders use when evaluating your loan application. Deane Biermeier, USA Today, 26 Aug. 2026 That's because private student loan rates are generally determined by factors such as your credit history, income, debt obligations and overall financial profile. Angelica Leicht, CBS News, 25 Aug. 2026 Credit scores are based on your credit history and range from 300 to 850. Adriana Morga, Fortune, 15 Aug. 2026 See All Example Sentences for credit history

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Cite this Entry

“Credit history.” Merriam-Webster.com Dictionary, Merriam-Webster, https://www.merriam-webster.com/dictionary/credit%20history. Accessed 1 Sep. 2026.

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